PT. Sentra Modal Harmoni was officially established on June 12, 2006

SMH is the holding company of BPR (Rural Bank) Nusamba, and BPRS ((Sharia Rural Bank) Mitra Harmoni Harmoni, the subsidiaries that engaged in financial services. In addition, PT. SMH has other subsidiary engaged in insurance broker namely PT. Mitra Harmoni Insurance Broker

Subsidiary owned by PT. Sentra Modal Harmoni to date, totaling 26, with details as follows: 21 BPR Conventional, 4 BPR Syariah and 1 insurance broker.